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We have a Car workshop near you
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Santa Monica, LA
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Woodland Hills, LA
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Frequently Asked Questions
Our clients in Bend, Sunriver, Sisters & Redmond have a number of insurance questions they often ask. We'll try to answer them here.
What is a deductible and do i need to pay it?
Many insurance policies have a deductible that you must pay for a windshield replacement or auto glass repair. The deductible is the amount the policy holder must pay before the insurance kicks in and pays the rest. Not sure what your deductible is? You can check your policy or call and ask a claims support agent. Deductibles typically range from $0 to $250 to $500.
How does aN AUTO GLASS CLAIM WORK?
Your comprehensive auto insurance most likely has coverage to replace or repair your windshield and other auto glass on your car. Typically, you will pay a deductible and the insurance company will directly pay the repair shop the rest. Before you go into the shop, contact your insurance company to let them know you need a repair. Then contact the shop to schedule a repair time.
Do i need to use my insurance for windshield replacement or to fix a car window?
You do not! Sometimes, your deductible will be more than the cost of the repair, so you will not need to file. a claim. For example, if you have a $250 deductable for your auto glass coverage, you may just need to pay out of pocket to replace a side window. This is because the job is less than your deductble and your insurance company will not take responsibility for any of the repair. In this case, you can agree on a cash price with the glass shop.
does placing an auto glass claim raise my premiums?
Usually, placing one claim per year for windshield replacement or auto glass repair doesn't affect your monthly premiums. Every insurance company has their own policies and you can enquire with them.